Question: How Do I Know If Someone Is Using My SIN Number?

What should you do if you are a victim of identity theft?

What To Do Right AwayStep 1: Call the companies where you know fraud occurred.

Call the fraud department.

Step 2: Place a fraud alert and get your credit reports.

Place a free, one-year fraud alert by contacting one of the three credit bureaus.

Step 3: Report identity theft to the FTC..

Is it safe to give your SIN number over the phone?

Do not give your Social Insurance Number (SIN) number out to just anyone! It is a confidential number. Some government organizations or private businesses ask for the SIN because it is a simple way to identify you. Many use it as a client account number so that they don’t have to set up their own numbering system.

Can someone access my bank account with my Social Security number?

They can use your SSN to open a bank account in your name. That means that anyone with your SSN can easily open a bank account in your name, especially if the identity thief already obtained a driver’s license in your name. … Using an online banking app makes it easier to monitor your account.

What happens if I give away my Social Security number?

Ask for the person’s extension and call the SSA customer service phone line at 1-800-772-1213. Dial the extension, and if you get to the same person, the call is legitimate. If not, it could be a Social Security scam.

Does Service Canada call you for SIN number?

However, Service Canada and the Canadian Anti-Fraud Centre have confirmed these calls are fraudulent and that fraudsters are masking their phone number with legitimate government phone numbers in an effort to gain access to personal or financial information. …

How do you check if your identity has been stolen Canada?

Contact the two Canadian credit report bureaus, Equifax and TransUnion. Request a copy of your credit report from both bureaus. Ask about placing a fraud alert on your file. If you suspect that the fraud was committed with your mail, contact Canada Post.

How do you know if someone stole your identity?

Clues That Someone Has Stolen Your InformationYou see withdrawals from your bank account that you can’t explain.You don’t get your bills or other mail.Merchants refuse your checks.Debt collectors call you about debts that aren’t yours.You find unfamiliar accounts or charges on your credit report.More items…

What can a scammer do with my SIN number?

Your Social Insurance Number (SIN) is confidential If someone uses your SIN to work illegally or to obtain credit, you may suffer hardship. You could be requested to pay additional taxes for income you did not receive or you could have difficulty obtaining credit because someone may have ruined your credit rating.

Can you put a freeze on your Social Security number?

To lock your Social Security number, visit the U.S. government’s myE-Verify website and complete the necessary steps online. … In addition, Adam Funk suggests writing to the three major credit bureaus — Experian, TransUnion, and Equifax — to lock your Social Security number.

How do I protect my SIN number?

How to protect your SINif you have a SIN card, do not carry it in your wallet or purse—store it in a safe place.never use your SIN as a piece of identification.provide your SIN only when you know that it is legally required.provide your SIN over the phone only if you make the call and you know it is legally required.More items…•

Who needs your social security number?

Still, saying it and doing it are two different things. Many of the forms you encounter during the day — at doctor’s offices, at the dentist, at your child’s school — ask for Social Security numbers. Retailers may ask for it, too, when accepting a check for payment or before issuing check cashing privileges.

Can someone use your Social Security number with a different name?

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. … We don’t give your number to anyone, except when authorized by law.

Does Social Security call you about suspicious activity?

Social Security Administration employees will never threaten you for information or promise benefits in exchange for information. In those cases, the call is fraudulent, and you should just hang up. … Call the Social Security Fraud Hotline at 1-800-269-0271.

What if someone gets my SIN number?

Call Service Canada at 1-800-206-7218 if your SIN card has been lost or stolen, or you believe someone is using it. Call the Canadian Anti-Fraud Centre at 1-888-495-8501. The information you give will help law enforcement agencies in possible investigations.

Can someone steal your identity with your SIN number?

Your SIN can be used to steal your identity. Along with other personal information, someone may be able to use your SIN to: apply for a credit card or open a bank account, rent vehicles, equipment, or accommodation in your name, leaving you responsible for the bills.

How do I know if my Social Security number has been compromised?

If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490. You can order free credit reports annually from the three major credit bureaus (Equifax, Experian and TransUnion).

What do I do if my Social Security number has been compromised?

Report the theft of the Social Security number to the IRS at http://www.irs.gov/uac/Identity-Protection. You can also call 1-800-908-4490. That will prevent tax-fraud thieves from filing tax returns in your name — and collecting your tax refund.